Word of the Week – Plan

Plan is my word for this week. I’m more than ready to plan for 2017 after all the madness of Christmas and the days in between where you are not sure what actual day it is.I have bought myself a new bullet journal, I’ve chosen this beautiful yellow as I have a feeling the new year will be very bright.Earlier this week I made a plan of action for the great Christmas clear out and Chris and I sat down to plan our goals for 2017.

I don’t really make resolutions any more but I do write goals for myself, for our family and this blog. I’m a natural planner and organiser it’s my sweet spot. I feel most at home when I’m filling in my journal.

Some of the things I’ve been planning this week include:

Our summer holiday

A new blogging schedule

Decluttering

Financial goals 

A new work schedule (for me)

Potty training for Jake

Our meal plan

Although I love planning I don’t let it get my down if things change or go the way I want them to. I think for me it’s the process of planning that I enjoy the most. Here’s to a brand new year full of opportunity.

The Reading Residence

 

 

Five Hidden Costs of Christmas

This evening we made a mad dash to buy Daisy a nice dress before her class Christmas party tomorrow. I’ve known about the party for over a week but it suddenly dawned on me this afternoon that a recent growth spurt meant she had nothing suitable to wear. Although I thought I had budgeted pretty well for Christmas it got me thinking about what other hidden costs the festive season can bring.

Here’s a list of five things that might get missed out when planning a Christmas budget.

1. Batteries There’s nothing worse on Christmas morning than hunting through the junk drawer in search of batteries for newly unwrapped toys. I think a lot of us simply forget to add these essentials to our Christmas shopping lists. Stock up while there are offers on or opt for the more budget friendly rechargeable batteries.

2. Stamps If you send Christmas cards or presents by post you are going to need to stock up on stamps. To keep costs down you could look at using one of the cheaper alternatives like My Hermes.

3. Childcare Are you going to need a babysitter over the festive season ? If you have parties or events to attend you might want to think about this when planning your budget.

4. Unexpected Visitors Keeping a little bit of extra money in your present budget might be a good idea in case people decide to visit unexpectedly. Hopefully they will give you enough warning so you can pop to the shops for some extra mince pies and a bottle of wine.

5. Fuel Both visiting and having visitors can mean an increase in fuel costs. You might need to fill up the car more than usual if you have a lot of people to visit. Being at home more and hosting  parties could see a rise in the amount of gas and electricity you use. Budgeting an extra few pounds in the months before should help cover any extra costs.

There are probably lots more little hidden costs, I think the only way to avoid them is to plan ahead. I hope this post has helped you with your Christmas budget.