One of my biggest pieces of advice when it comes to money is to claim back what’s rightfully yours. Have you ever checked to see if your bank or credit provider mis-sold you a policy? Earlier this year the Financial Conduct Authority announced the deadline for all mis-sold PPI claims. The deadline has been set as August 29th 2019. If you don’t feel confident making the claim yourself you could use a company like Canary Claims which offers a PPI no-win, no-fee service.

PPI was mis-sold to millions between 1990 and 2010 with many people not even realising they had been sold it. The policies were sold alongside loans, mortgages and other types of credit. Millions of people have already successfully claimed but it’s thought that there could be up to 50 million policies still unchecked.

I know that many people roll their eyes and associate PPI with those annoying phone calls that have plagued us since the miss-selling was publicised, but it’s a very real and very important thing to check.

With the deadline being 2 years away you might think there’s no rush but with the deadline about to be heavily advertised there’s bound to be a huge surge in claims. My advice would be to get your claim in now and avoid getting stuck in the backlog.

I myself am late to the party. I am currently in the process of looking into whether I can claim an old credit card. I have always wondered about it but never taken any action. With the deadline looming it’s prompted me to take action.

If you are looking for more ways to save and claim back money then check out my previous post on how to spring clean your finances.

Disclosure: This is a collaborative post.