I can’t believe it’s already time to share my frugal things for December with you. This year has just flown by and has me wishing that time would slow down a little. Looking back on 2017 I don’t feel like it’s been our most frugal year. I’ve let the reigns slip a little and definitely haven’t worked as hard at saving money as I could have. I still believe that it’s the little frugal things you do every day that truly make the difference. Every single day I try to do something even if it’s just switching plug sockets off or using a coupon, it all adds up.

December has been another spend-heavy month and I’ve not been as organised as I usually am which has led to some over-spending. Our budget for January is looking a little sparse but I plan to combat that by re-visiting some old money-making ventures. Chris and I will be working on next year’s budget and planning some exciting money-making and money-saving activities that will help us make 2018 a financial success.

Here are my five frugal things for December.

• A very lovely friend gave me a big bag of clothes for Daisy that her daughter had outgrown. There were lots of Summer clothes included that will be perfect for next year. Some of the clothes were too small for Daisy so I passed them on to my sister-in-law for my niece which will save her some money too.

• We finally got around to applying for a 0% interest balance transfer for our credit card. By using TopCashback we made some money for applying too. We managed to get 33 months at 0%. We plan to pay off the balance within this time-saving us even more money.

• I’ve been running our freezer and cupboards down by using up what we already have. This has helped us to stretch our Christmas food budget a little further. I plan to build up a stockpile again in the January sales.

• I plugged our smart meter back in so I could keep a better track of our energy consumption. Our gas and electric bill is always quite reasonable but there’s no harm in shaving a little more off if we can.

• The left-over wrapping paper and Christmas cards have been carefully stored away for next year. I really don’t need to buy much in the sales at all. In fact I can’t remember the last time I paid the full price for wrapping paper !

If you liked this post then why not have a look at my Five Frugal Things For November post.

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